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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,321 | $62,583-10.0% | $76,767-26.6% | $64,173-12.2% |
| Participation rate | 72.2% | 72.8%-0.6pp | 77.0%-4.7pp | 69.6%+2.7pp |
| Annual return | -8.20% | -1.95%-6.3pp | 2.43%-10.6pp | 7.63%-15.8pp |
| Employer contribution / active EE | $1,936 | $1,832+5.6% | $2,485-22.1% | $2,381-18.7% |
| Participant deferral / active EE | $3,821 | $3,145+21.5% | $3,852-0.8% | $3,470+10.1% |
| Admin fee / account holder | $2,590 | $4,667-44.5% | $6,675-61.2% | $4,887-47.0% |