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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,516 | $209,422-87.8% | $178,503-85.7% | $158,982-84.0% |
| Participation rate | 40.0% | 86.4%-46.4pp | 81.9%-41.9pp | 82.0%-42.0pp |
| Annual return | 25.95% | 188.81%-162.9pp | 151.12%-125.2pp | 302.99%-277.0pp |
| Employer contribution / active EE | $949 | $5,707-83.4% | $5,011-81.1% | $4,763-80.1% |
| Participant deferral / active EE | $4,900 | $5,955-17.7% | $5,202-5.8% | $5,983-18.1% |
| Admin fee / account holder | $41 | $17,079-99.8% | $13,987-99.7% | $11,252-99.6% |