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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,291 | $115,911-90.3% | $100,530-88.8% | $158,950-92.9% |
| Participation rate | 75.0% | 81.6%-6.6pp | 79.4%-4.4pp | 82.0%-7.0pp |
| Annual return | 19.11% | 34.80%-15.7pp | 30.89%-11.8pp | 302.91%-283.8pp |
| Employer contribution / active EE | $5,397 | $4,104+31.5% | $3,418+57.9% | $4,762+13.3% |
| Participant deferral / active EE | $9,398 | $6,676+40.8% | $6,271+49.9% | $5,983+57.1% |
| Admin fee / account holder | $1,742 | $10,999-84.2% | $8,083-78.5% | $11,248-84.5% |