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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,641 | $72,027-74.1% | $185,861-90.0% | $79,856-76.7% |
| Participation rate | 60.0% | 65.8%-5.8pp | 78.0%-18.0pp | 69.6%-9.6pp |
| Annual return | 34.58% | 23.13%+11.5pp | 35.96%-1.4pp | 31.71%+2.9pp |
| Employer contribution / active EE | $1,250 | $1,965-36.4% | $4,088-69.4% | $2,471-49.4% |
| Participant deferral / active EE | $3,007 | $3,780-20.4% | $5,634-46.6% | $3,741-19.6% |
| Admin fee / account holder | $124 | $4,513-97.2% | $9,503-98.7% | $5,306-97.7% |