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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,683 | $90,607-73.9% | $79,467-70.2% | $135,380-82.5% |
| Participation rate | 8.3% | 76.0%-67.7pp | 73.3%-65.0pp | 82.6%-74.3pp |
| Annual return | -22.31% | 977.74%-1000.0pp | 718.30%-740.6pp | 519.81%-542.1pp |
| Employer contribution / active EE | $163 | $3,068-94.7% | $2,800-94.2% | $4,779-96.6% |
| Participant deferral / active EE | $2,327 | $4,050-42.6% | $3,704-37.2% | $5,609-58.5% |
| Admin fee / account holder | $97 | $5,895-98.4% | $5,104-98.1% | $10,828-99.1% |