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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,804 | $72,071-54.5% | $68,368-52.0% | $137,256-76.1% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | 11.31% | 353.14%-341.8pp | 292.57%-281.3pp | 220.34%-209.0pp |
| Employer contribution / active EE | $1,740 | $2,788-37.6% | $2,649-34.3% | $4,156-58.1% |
| Participant deferral / active EE | $4,133 | $4,410-6.3% | $4,123+0.3% | $6,407-35.5% |
| Admin fee / account holder | $18,724 | $5,336+250.9% | $5,150+263.6% | $12,270+52.6% |