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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,450 | $198,462+3.0% | $170,439+20.0% | $147,585+38.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 9.41% | 257.30%-247.9pp | 205.94%-196.5pp | 578.58%-569.2pp |
| Employer contribution / active EE | $20,000 | $6,184+223.4% | $5,433+268.1% | $4,876+310.1% |
| Participant deferral / active EE | $16,430 | $5,629+191.9% | $4,939+232.6% | $5,439+202.1% |
| Admin fee / account holder | $16,966 | $16,852+0.7% | $13,881+22.2% | $10,886+55.9% |