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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,960 | $105,145+91.1% | $94,664+112.3% | $139,466+44.1% |
| Participation rate | 75.0% | 82.4%-7.4pp | 80.8%-5.8pp | 80.3%-5.3pp |
| Annual return | 58.99% | 38.09%+20.9pp | 156.84%-97.8pp | 373.66%-314.7pp |
| Employer contribution / active EE | $4,744 | $4,107+15.5% | $3,673+29.1% | $4,754-0.2% |
| Participant deferral / active EE | $13,535 | $7,599+78.1% | $7,417+82.5% | $6,712+101.7% |
| Admin fee / account holder | $6,157 | $8,972-31.4% | $7,222-14.7% | $11,409-46.0% |