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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,733 | $91,537-40.2% | $130,045-57.9% | $75,173-27.2% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 16.56% | -631.55%+648.1pp | -137.30%+153.9pp | 160.72%-144.2pp |
| Employer contribution / active EE | $2,094 | $2,845-26.4% | $4,321-51.5% | $2,671-21.6% |
| Participant deferral / active EE | $2,248 | $4,343-48.2% | $5,820-61.4% | $4,126-45.5% |
| Admin fee / account holder | $3,201 | $6,780-52.8% | $10,600-69.8% | $5,651-43.4% |