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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,293 | $108,825-28.1% | $156,181-49.9% | $82,448-5.0% |
| Participation rate | 93.9% | 72.4%+21.6pp | 78.8%+15.1pp | 68.1%+25.9pp |
| Annual return | 17.17% | 20.59%-3.4pp | 64.87%-47.7pp | 41.64%-24.5pp |
| Employer contribution / active EE | $1,699 | $2,870-40.8% | $4,294-60.4% | $2,551-33.4% |
| Participant deferral / active EE | $2,763 | $4,577-39.6% | $6,132-54.9% | $4,139-33.2% |
| Admin fee / account holder | $1,088 | $9,341-88.3% | $14,586-92.5% | $7,234-85.0% |