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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,312 | $175,231-69.6% | $149,696-64.4% | $139,466-61.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.64% | 166.77%-152.1pp | 134.46%-119.8pp | 373.66%-359.0pp |
| Employer contribution / active EE | $10,694 | $5,478+95.2% | $4,821+121.8% | $4,754+125.0% |
| Participant deferral / active EE | $20,691 | $6,521+217.3% | $5,682+264.1% | $6,712+208.3% |
| Admin fee / account holder | $22,433 | $16,155+38.9% | $13,212+69.8% | $11,409+96.6% |