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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,277 | $95,904-61.1% | $173,730-78.5% | $64,340-42.1% |
| Participation rate | 34.1% | 60.6%-26.5pp | 79.6%-45.4pp | 55.2%-21.1pp |
| Annual return | 17.24% | 17.47%-0.2pp | 19.96%-2.7pp | 24.14%-6.9pp |
| Employer contribution / active EE | $766 | $2,323-67.0% | $4,577-83.3% | $1,862-58.9% |
| Participant deferral / active EE | $1,583 | $3,488-54.6% | $6,326-75.0% | $2,980-46.9% |
| Admin fee / account holder | $3,512 | $5,089-31.0% | $17,523-80.0% | $3,703-5.2% |