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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $32,252 |
MONETA GROUP LLC3 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $20,009 |
CHARLES SCHWAB & CO., INC.4 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,050 | $51,226-37.4% | $82,744-61.3% | $66,938-52.1% |
| Participation rate | 86.7% | 67.9%+18.8pp | 72.6%+14.1pp | 69.8%+16.9pp |
| Annual return | -17.88% | -9.61%-8.3pp | 702.22%-720.1pp | 1.58%-19.5pp |
| Employer contribution / active EE | $1,015 | $2,612-61.1% | $3,008-66.2% | $2,545-60.1% |
| Participant deferral / active EE | $3,212 | $3,460-7.1% | $4,395-26.9% | $4,238-24.2% |
| Admin fee / account holder | $252 | $416-39.2% | $5,325-95.3% | $594-57.5% |