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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,162 | $99,875-70.8% | $146,866-80.1% | $86,983-66.5% |
| Participation rate | 60.0% | 75.8%-15.8pp | 82.5%-22.5pp | 69.5%-9.5pp |
| Annual return | 24.58% | 28.10%-3.5pp | 102.85%-78.3pp | 25.83%-1.2pp |
| Employer contribution / active EE | $1,249 | $3,224-61.3% | $4,425-71.8% | $2,584-51.7% |
| Participant deferral / active EE | $4,185 | $6,322-33.8% | $7,759-46.1% | $4,194-0.2% |
| Admin fee / account holder | $0 | $7,838-100.0% | $13,620-100.0% | $7,856-100.0% |