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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,162 | $107,421-72.9% | $182,262-84.0% | $94,015-69.0% |
| Participation rate | 60.0% | 77.8%-17.8pp | 84.2%-24.2pp | 70.8%-10.8pp |
| Annual return | 24.58% | 21.32%+3.3pp | 140.60%-116.0pp | 17.84%+6.7pp |
| Employer contribution / active EE | $1,249 | $3,448-63.8% | $5,046-75.2% | $2,790-55.2% |
| Participant deferral / active EE | $4,185 | $6,558-36.2% | $8,276-49.4% | $4,249-1.5% |
| Admin fee / account holder | $0 | $8,692-100.0% | $16,712-100.0% | $8,951-100.0% |