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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,666 | $167,362-85.9% | $143,799-83.5% | $134,532-82.4% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -22.99% | 0.47%-23.5pp | -0.04%-22.9pp | 418.27%-441.3pp |
| Employer contribution / active EE | $2,689 | $5,620-52.2% | $4,952-45.7% | $4,741-43.3% |
| Participant deferral / active EE | $7,793 | $6,447+20.9% | $5,638+38.2% | $6,401+21.8% |
| Admin fee / account holder | $2,490 | $18,094-86.2% | $14,677-83.0% | $11,429-78.2% |