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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,698 | $149,741-66.1% | $118,914-57.4% | $158,982-68.1% |
| Participation rate | 58.8% | 82.1%-23.3pp | 75.4%-16.6pp | 82.0%-23.1pp |
| Annual return | 17.44% | 19.94%-2.5pp | 35.89%-18.4pp | 302.99%-285.5pp |
| Employer contribution / active EE | $1,241 | $4,119-69.9% | $3,264-62.0% | $4,763-74.0% |
| Participant deferral / active EE | $3,843 | $5,226-26.5% | $4,266-9.9% | $5,983-35.8% |
| Admin fee / account holder | $518 | $8,607-94.0% | $6,582-92.1% | $11,252-95.4% |