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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,991 | $49,896-72.0% | $80,627-82.6% | $75,173-81.4% |
| Participation rate | 45.5% | 55.3%-9.9pp | 67.0%-21.6pp | 67.2%-21.7pp |
| Annual return | 15.68% | 34.67%-19.0pp | 936.76%-921.1pp | 160.72%-145.0pp |
| Employer contribution / active EE | $1,100 | $1,699-35.2% | $2,723-59.6% | $2,671-58.8% |
| Participant deferral / active EE | $1,691 | $2,992-43.5% | $4,443-61.9% | $4,126-59.0% |
| Admin fee / account holder | $2,591 | $3,578-27.6% | $5,381-51.8% | $5,651-54.1% |