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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,929 | $100,073-82.1% | $85,126-78.9% | $145,877-87.7% |
| Participation rate | 43.5% | 74.1%-30.6pp | 67.5%-24.0pp | 80.3%-36.8pp |
| Annual return | 12.71% | 84.11%-71.4pp | 66.63%-53.9pp | 551.28%-538.6pp |
| Employer contribution / active EE | $1,214 | $3,236-62.5% | $2,731-55.5% | $4,663-74.0% |
| Participant deferral / active EE | $1,802 | $5,294-66.0% | $4,523-60.2% | $6,691-73.1% |
| Admin fee / account holder | $6,929 | $7,261-4.6% | $6,160+12.5% | $13,402-48.3% |