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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,088 | $85,766-70.7% | $136,298-81.6% | $70,126-64.2% |
| Participation rate | 65.4% | 74.2%-8.8pp | 81.9%-16.5pp | 69.5%-4.2pp |
| Annual return | 37.96% | 31.46%+6.5pp | 5156.27%-5118.3pp | 73.15%-35.2pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,697 | $5,051-46.6% | $6,247-56.8% | $3,332-19.0% |
| Admin fee / account holder | $12,595 | $5,421+132.3% | $9,244+36.2% | $4,645+171.1% |