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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,814 | $118,875-38.7% | $96,572-24.6% | $167,553-56.5% |
| Participation rate | 20.0% | 75.5%-55.5pp | 69.8%-49.8pp | 82.1%-62.1pp |
| Annual return | 14.97% | 50.50%-35.5pp | 37.79%-22.8pp | 478.89%-463.9pp |
| Employer contribution / active EE | $1,025 | $3,121-67.2% | $2,357-56.5% | $4,840-78.8% |
| Participant deferral / active EE | $3,710 | $4,617-19.6% | $3,850-3.6% | $6,343-41.5% |
| Admin fee / account holder | $853 | $8,070-89.4% | $6,183-86.2% | $12,316-93.1% |