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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,714 | $157,296-81.7% | $141,191-79.7% | $152,897-81.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.74% | 64.34%-42.6pp | 71.41%-49.7pp | 345.43%-323.7pp |
| Employer contribution / active EE | $1,754 | $5,262-66.7% | $4,736-63.0% | $4,764-63.2% |
| Participant deferral / active EE | $2,959 | $7,111-58.4% | $6,710-55.9% | $5,851-49.4% |
| Admin fee / account holder | $2,452 | $12,125-79.8% | $10,264-76.1% | $11,599-78.9% |