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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,040 | $89,370-80.9% | $141,197-87.9% | $72,976-76.7% |
| Participation rate | 96.2% | 75.1%+21.0pp | 82.5%+13.7pp | 69.5%+26.7pp |
| Annual return | 27.23% | 111.88%-84.6pp | 71.41%-44.2pp | 81.02%-53.8pp |
| Employer contribution / active EE | $1,075 | $3,115-65.5% | $4,736-77.3% | $2,440-56.0% |
| Participant deferral / active EE | $7,389 | $5,419+36.4% | $6,710+10.1% | $3,608+104.8% |
| Admin fee / account holder | $331 | $5,957-94.4% | $10,265-96.8% | $5,124-93.5% |