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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,697 | $160,070-57.7% | $147,117-54.0% | $145,897-53.6% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 11.74% | 98.69%-86.9pp | 420.54%-408.8pp | 552.29%-540.5pp |
| Employer contribution / active EE | $1,123 | $5,285-78.8% | $4,932-77.2% | $4,663-75.9% |
| Participant deferral / active EE | $5,872 | $8,419-30.3% | $8,065-27.2% | $6,689-12.2% |
| Admin fee / account holder | $8,269 | $15,035-45.0% | $12,993-36.4% | $13,390-38.2% |