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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,393 | $77,908-72.5% | $149,696-85.7% | $75,173-71.5% |
| Participation rate | 8.7% | 65.6%-56.9pp | 78.8%-70.1pp | 67.2%-58.5pp |
| Annual return | 20.73% | 31.73%-11.0pp | 134.46%-113.7pp | 160.72%-140.0pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,248 | $3,411-63.4% | $5,682-78.0% | $4,126-69.8% |
| Admin fee / account holder | $5,600 | $5,950-5.9% | $13,212-57.6% | $5,651-0.9% |