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| Provider | Service type | Compensation |
|---|---|---|
Filed as: UBS FINANCIAL SERVICES Service code 27 · EIN 13-2638166 | Advisory (Plan) | $117,221 |
STANCORP FINANCIAL GROUP6 years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Claims ... | $87,624 |
COMPASS 360, LLC3 years Filed as: COMPASS 360 Service code 10 · EIN 81-1939215 | Accounting | $21,041 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,241 | $106,230-31.1% | $147,080-50.2% | $77,736-5.8% |
| Participation rate | 68.0% | 78.4%-10.4pp | 82.2%-14.2pp | 70.6%-2.6pp |
| Annual return | 17.29% | 56.91%-39.6pp | 420.17%-402.9pp | 31.26%-14.0pp |
| Employer contribution / active EE | $1,454 | $4,072-64.3% | $4,933-70.5% | $2,728-46.7% |
| Participant deferral / active EE | $6,000 | $8,001-25.0% | $8,066-25.6% | $4,651+29.0% |
| Admin fee / account holder | $301 | $338-11.1% | $12,989-97.7% | $433-30.6% |