Retirement plan

THE EMJ GROUP DBA JAN-PRO OF PITTSBURGH AND NE OHIO 401(K) PLAN

Name: THE EMJ GROUP DBA JAN-PRO OF PITTSBURGH - THE EMJ GROUP DBA JAN-PRO OF PITTSBURGH AND NE OHIO 401(K) PLAN (2020) Form 5500
Creator: THE EMJ GROUP DBA JAN-PRO OF PITTSBURGH
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE EMJ GROUP DBA JAN-PRO OF PITTSBURGH AND NE OHIO 401(K) PLAN, THE EMJ GROUP DBA JAN-PRO OF PITTSBURGH

THE EMJ GROUP DBA JAN-PRO OF PITTSBURGHEIN 81-4478441Plan #001PY 2020

PO BOX 62094 - PITTSBURGH, PA 15241412-443-2257

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$123K

+339.9% from 2019

Total participants

+12.5% from 2019

Average account balance

$17,522

+402.7% from 2019

Annual return

57.68%

+57.68 pp from 2019

Benchmarks

See 14,134 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants<25

Cohort14,134 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$467K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$52K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$60K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+22.88%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$30

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2J3D

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$3K

$491 / participant

Other / not subdivided$3K100.0%

% of EOY assets

2.801%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$17,522

$109,372-84.0%

$89,414-80.4%

$158,966-89.0%

Participation rate

71.4%

74.3%-2.8pp

68.0%+3.4pp

82.0%-10.5pp

Annual return

57.68%

345.55%-287.9pp

245.50%-187.8pp

302.95%-245.3pp

Employer contribution / active EE

$2,311

$3,171-27.1%

$2,586-10.6%

$4,762-51.5%

Participant deferral / active EE

$9,420

$4,598+104.9%

$3,890+142.2%

$5,983+57.4%

Admin fee / account holder

$491

$6,156-92.0%

$4,883-90.0%

$11,250-95.6%

THE EMJ GROUP DBA JAN-PRO OF PITTSBURGH AND NE OHIO 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE EMJ GROUP DBA JAN-PRO OF PITTSBURGH AND NE OHIO 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion