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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $32,881 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $9,743 |
Service code 13 · EIN 45-4090227 | Contract Administrator | $6,825 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,847 | $56,503-89.7% | $69,884-91.6% | $64,819-91.0% |
| Participation rate | 94.5% | 70.5%+24.0pp | 70.5%+24.0pp | 71.5%+23.0pp |
| Annual return | -19.23% | -13.44%-5.8pp | 190.81%-210.0pp | 32.84%-52.1pp |
| Employer contribution / active EE | $0 | $2,046-100.0% | $2,560-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $1,877 | $3,389-44.6% | $3,848-51.2% | $4,311-56.5% |
| Admin fee / account holder | $106 | $160-33.6% | $6,266-98.3% | $188-43.3% |