Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $77,897 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $19,441 |
Filed as: BROOKE & ASSOCIATES, LLC Service code 13 · EIN 45-4090227 | Contract Administrator | $4,944 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,118 | $66,486-75.8% | $81,370-80.2% | $77,762-79.3% |
| Participation rate | 30.4% | 68.7%-38.3pp | 69.5%-39.1pp | 70.6%-40.2pp |
| Annual return | 30.74% | 15.95%+14.8pp | 24.85%+5.9pp | 31.27%-0.5pp |
| Employer contribution / active EE | $0 | $2,158-100.0% | $2,464-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $1,043 | $3,677-71.6% | $3,885-73.2% | $4,651-77.6% |
| Admin fee / account holder | $252 | $586-57.0% | $5,749-95.6% | $433-41.8% |