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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,280 | $209,425-89.8% | $178,499-88.1% | $158,966-86.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 44.05% | 188.80%-144.7pp | 151.10%-107.1pp | 302.95%-258.9pp |
| Employer contribution / active EE | $7,137 | $5,707+25.1% | $5,011+42.4% | $4,762+49.9% |
| Participant deferral / active EE | $11,251 | $5,955+88.9% | $5,202+116.3% | $5,983+88.0% |
| Admin fee / account holder | $727 | $17,078-95.7% | $13,986-94.8% | $11,250-93.5% |