Retirement plan

KEYSTONE PACIFIC 401(K) PLAN

Name: KEYSTONE PACIFIC PROPERTY MANAGEMENT, LLC - KEYSTONE PACIFIC 401(K) PLAN (2024) Form 5500
Creator: KEYSTONE PACIFIC PROPERTY MANAGEMENT, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, KEYSTONE PACIFIC 401(K) PLAN, KEYSTONE PACIFIC PROPERTY MANAGEMENT, LLC

KEYSTONE PACIFIC PROPERTY MANAGEMENT, LLCEIN 81-4443112Plan #001PY 2024

16775 VON KARMAN AVE, STE 100 - IRVINE, CA 926064966949-833-2600kppm.comLinkedIn201-500 employeesreal estate

Other plans on this EIN

1 filing

#002Retirement-$3.0M assets

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$16.5M

+22.3% from 2023

Total participants

459

+35.0% from 2023

Average account balance

$66,685

+11.9% from 2023

Annual return

15.21%

-3.31 pp from 2023

Benchmarks

See 665 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants250-999

Cohort665 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.47M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$67K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

247

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

44.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.62M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.21%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$352

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
SAGEVIEW ADVISORY GROUP, LLC4 years Filed as: SAGEVIEW ADVISORY GROUP LLC Service code 27 · EIN 33-0818667	Advisory (Plan)	$34,974
FIDELITY INVESTMENTS INSTITUTIONAL6 years Service code 37 · EIN 04-2647786	Loan Processing	$29,570
PENSION ASSURANCE LLP6 years Service code 10 · EIN 30-0840934	Accounting	$12,250
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524	Advisory (Plan)	$10,028

Plan features & details

Pension benefit codes2J2K2T3B2E2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$87K

$227 / participant

Recordkeeping$30K34.1%
Investment mgmt$45K51.8%
Other / not subdivided$12K14.1%

% of EOY assets

0.527%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PENSION ASSURANCE LLP
Auditor EIN: 300840934
Audit fees: $12,250
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$66,685

$62,686+6.4%

$178,540-62.6%

$77,736-14.2%

Participation rate

44.6%

66.9%-22.2pp

77.1%-32.5pp

70.6%-25.9pp

Annual return

15.21%

16.16%-0.9pp

27.15%-11.9pp

31.26%-16.0pp

Employer contribution / active EE

$1,045

$1,914-45.4%

$3,953-73.6%

$2,728-61.7%

Participant deferral / active EE

$3,172

$4,224-24.9%

$6,281-49.5%

$4,651-31.8%

Admin fee / account holder

$352

$386-9.0%

$10,424-96.6%

$433-18.9%

Provider

Service type

Compensation

SAGEVIEW ADVISORY GROUP, LLC4 years

Filed as: SAGEVIEW ADVISORY GROUP LLC

Service code 27 · EIN 33-0818667

Advisory (Plan)

$34,974

FIDELITY INVESTMENTS INSTITUTIONAL6 years

Service code 37 · EIN 04-2647786

Loan Processing

$29,570

PENSION ASSURANCE LLP6 years

Service code 10 · EIN 30-0840934

Accounting

$12,250

STRATEGIC ADVISORS, INC.2 years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$10,028

KEYSTONE PACIFIC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

KEYSTONE PACIFIC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion