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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,496 | $26,549-83.1% | $61,501-92.7% | $66,949-93.3% |
| Participation rate | 8.5% | 38.1%-29.5pp | 52.6%-44.0pp | 69.8%-61.3pp |
| Annual return | 0.00% | -16.21%+16.2pp | 339.04%-339.0pp | 1.57%-1.6pp |
| Employer contribution / active EE | $190 | $651-70.8% | $1,160-83.6% | $2,545-92.5% |
| Participant deferral / active EE | $295 | $1,338-78.0% | $2,125-86.1% | $4,239-93.0% |
| Admin fee / account holder | $20 | $409-95.1% | $2,132-99.1% | $594-96.6% |