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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,395 | $160,028-43.5% | $147,080-38.5% | $145,884-38.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.46% | 98.60%-90.1pp | 420.17%-411.7pp | 551.85%-543.4pp |
| Employer contribution / active EE | $8,275 | $5,286+56.6% | $4,933+67.7% | $4,662+77.5% |
| Participant deferral / active EE | $26,600 | $8,422+215.8% | $8,066+229.8% | $6,690+297.6% |
| Admin fee / account holder | $8,260 | $15,030-45.0% | $12,989-36.4% | $13,392-38.3% |