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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,044 | $53,128-2.0% | $86,582-39.9% | $70,126-25.8% |
| Participation rate | 43.9% | 65.3%-21.4pp | 73.5%-29.6pp | 69.5%-25.6pp |
| Annual return | 15.85% | 27.66%-11.8pp | 965.08%-949.2pp | 73.15%-57.3pp |
| Employer contribution / active EE | $0 | $2,068-100.0% | $2,839-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,539 | $2,695-42.9% | $3,609-57.4% | $3,332-53.8% |
| Admin fee / account holder | $18 | $3,584-99.5% | $4,904-99.6% | $4,645-99.6% |