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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,584 | $72,404+22.3% | $110,243-19.6% | $64,173+38.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -8.84% | -6.29%-2.6pp | 314.76%-323.6pp | 7.63%-16.5pp |
| Employer contribution / active EE | $9,995 | $2,282+338.1% | $3,827+161.2% | $2,381+319.8% |
| Participant deferral / active EE | $8,195 | $3,469+136.2% | $4,672+75.4% | $3,470+136.2% |
| Admin fee / account holder | $753 | $5,664-86.7% | $8,548-91.2% | $4,887-84.6% |