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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,699 | $167,353-86.4% | $143,797-84.2% | $134,545-83.1% |
| Participation rate | 69.2% | 84.8%-15.6pp | 80.3%-11.1pp | 81.2%-12.0pp |
| Annual return | -17.85% | 0.48%-18.3pp | -0.04%-17.8pp | 418.37%-436.2pp |
| Employer contribution / active EE | $1,573 | $5,620-72.0% | $4,952-68.2% | $4,742-66.8% |
| Participant deferral / active EE | $3,738 | $6,447-42.0% | $5,638-33.7% | $6,401-41.6% |
| Admin fee / account holder | $2,988 | $18,096-83.5% | $14,679-79.6% | $11,431-73.9% |