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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,556 | $183,592-78.5% | $155,567-74.6% | $145,959-72.9% |
| Participation rate | 54.5% | 82.7%-28.1pp | 78.2%-23.6pp | 80.3%-25.7pp |
| Annual return | 12.11% | 61.24%-49.1pp | 64.74%-52.6pp | 561.95%-549.8pp |
| Employer contribution / active EE | $1,232 | $5,315-76.8% | $4,674-73.7% | $4,661-73.6% |
| Participant deferral / active EE | $2,814 | $6,464-56.5% | $5,628-50.0% | $6,689-57.9% |
| Admin fee / account holder | $372 | $19,318-98.1% | $15,916-97.7% | $13,398-97.2% |