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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,542 | $97,550-42.0% | $120,344-53.0% | $87,485-35.4% |
| Participation rate | 93.9% | 72.8%+21.1pp | 76.7%+17.2pp | 68.9%+25.0pp |
| Annual return | 19.09% | 18.41%+0.7pp | 20.30%-1.2pp | 26.06%-7.0pp |
| Employer contribution / active EE | $5,731 | $2,291+150.2% | $3,020+89.8% | $2,596+120.7% |
| Participant deferral / active EE | $16,687 | $4,230+294.5% | $5,135+225.0% | $4,274+290.5% |
| Admin fee / account holder | $10,147 | $9,543+6.3% | $12,742-20.4% | $7,775+30.5% |