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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,857 | $76,522-64.9% | $56,033-52.1% | $145,884-81.6% |
| Participation rate | 47.1% | 63.2%-16.2pp | 52.5%-5.4pp | 80.3%-33.2pp |
| Annual return | 13.68% | 3014.28%-3000.6pp | 1711.38%-1697.7pp | 551.85%-538.2pp |
| Employer contribution / active EE | $704 | $1,382-49.0% | $1,041-32.3% | $4,662-84.9% |
| Participant deferral / active EE | $2,974 | $2,624+13.3% | $1,954+52.2% | $6,690-55.5% |
| Admin fee / account holder | $1,749 | $3,328-47.5% | $2,827-38.1% | $13,392-86.9% |