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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,015 | $95,917-43.7% | $79,583-32.1% | $134,545-59.9% |
| Participation rate | 25.0% | 75.0%-50.0pp | 69.5%-44.5pp | 81.2%-56.2pp |
| Annual return | -27.24% | -2.70%-24.5pp | 0.16%-27.4pp | 418.37%-445.6pp |
| Employer contribution / active EE | $1,391 | $3,129-55.5% | $2,414-42.4% | $4,742-70.7% |
| Participant deferral / active EE | $6,955 | $4,694+48.2% | $3,986+74.5% | $6,401+8.7% |
| Admin fee / account holder | $176 | $9,132-98.1% | $6,835-97.4% | $11,431-98.5% |