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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,891 | $209,336-66.1% | $197,124-64.0% | $137,256-48.4% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 22.08% | 48.09%-26.0pp | 44.34%-22.3pp | 220.34%-198.3pp |
| Employer contribution / active EE | $8,019 | $6,591+21.7% | $6,227+28.8% | $4,156+92.9% |
| Participant deferral / active EE | $20,816 | $9,614+116.5% | $9,135+127.9% | $6,407+224.9% |
| Admin fee / account holder | $15,050 | $17,308-13.0% | $16,298-7.7% | $12,270+22.7% |