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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,366 | $167,533+60.8% | $151,645+77.6% | $134,545+100.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -16.25% | 7.81%-24.1pp | 3.34%-19.6pp | 418.37%-434.6pp |
| Employer contribution / active EE | $10,268 | $6,828+50.4% | $6,165+66.5% | $4,742+116.5% |
| Participant deferral / active EE | $13,094 | $8,985+45.7% | $8,363+56.6% | $6,401+104.6% |
| Admin fee / account holder | $424 | $13,781-96.9% | $11,614-96.4% | $11,431-96.3% |