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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,032 | $110,337-75.5% | $102,383-73.6% | $145,877-81.5% |
| Participation rate | 73.3% | 77.9%-4.6pp | 74.5%-1.2pp | 80.3%-7.0pp |
| Annual return | 15.21% | 24.83%-9.6pp | 24.94%-9.7pp | 551.28%-536.1pp |
| Employer contribution / active EE | $1,942 | $4,216-53.9% | $3,870-49.8% | $4,663-58.3% |
| Participant deferral / active EE | $4,250 | $5,621-24.4% | $5,060-16.0% | $6,691-36.5% |
| Admin fee / account holder | $885 | $9,750-90.9% | $8,391-89.5% | $13,402-93.4% |