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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,962 | $138,114-89.9% | $125,391-88.9% | $134,545-89.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -28.12% | 750.88%-779.0pp | 572.41%-600.5pp | 418.37%-446.5pp |
| Employer contribution / active EE | $3,030 | $5,246-42.2% | $4,816-37.1% | $4,742-36.1% |
| Participant deferral / active EE | $8,544 | $7,801+9.5% | $7,448+14.7% | $6,401+33.5% |
| Admin fee / account holder | $1,676 | $11,570-85.5% | $10,009-83.3% | $11,431-85.3% |