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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,143 | $102,696-80.4% | $86,235-76.6% | $139,487-85.6% |
| Participation rate | 41.7% | 74.5%-32.8pp | 69.0%-27.3pp | 80.3%-38.7pp |
| Annual return | 26.67% | 1925.91%-1899.2pp | 1170.03%-1143.4pp | 373.84%-347.2pp |
| Employer contribution / active EE | $600 | $3,034-80.2% | $2,381-74.8% | $4,755-87.4% |
| Participant deferral / active EE | $3,127 | $4,679-33.2% | $3,987-21.6% | $6,713-53.4% |
| Admin fee / account holder | $62 | $8,667-99.3% | $6,856-99.1% | $11,407-99.5% |