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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,951 | $84,628-75.2% | $61,501-65.9% | $134,545-84.4% |
| Participation rate | 18.8% | 62.2%-43.5pp | 52.6%-33.8pp | 81.2%-62.5pp |
| Annual return | -17.90% | 585.61%-603.5pp | 339.04%-356.9pp | 418.37%-436.3pp |
| Employer contribution / active EE | $490 | $1,545-68.3% | $1,160-57.8% | $4,742-89.7% |
| Participant deferral / active EE | $1,548 | $2,819-45.1% | $2,125-27.1% | $6,401-75.8% |
| Admin fee / account holder | $1,572 | $2,587-39.3% | $2,132-26.3% | $11,431-86.3% |