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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,717 | $102,663-94.4% | $86,216-93.4% | $139,466-95.9% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 130.73% | 1924.52%-1793.8pp | 1169.42%-1038.7pp | 373.66%-242.9pp |
| Employer contribution / active EE | $1,429 | $3,035-52.9% | $2,382-40.0% | $4,754-70.0% |
| Participant deferral / active EE | $3,916 | $4,677-16.3% | $3,986-1.8% | $6,712-41.7% |
| Admin fee / account holder | $373 | $8,663-95.7% | $6,853-94.6% | $11,409-96.7% |