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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,378 | $59,804-45.9% | $81,982-60.5% | $79,856-59.5% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.3%+30.7pp | 69.6%+30.4pp |
| Annual return | 10.24% | 17.56%-7.3pp | 41.31%-31.1pp | 31.71%-21.5pp |
| Employer contribution / active EE | $2,576 | $1,713+50.3% | $2,498+3.1% | $2,471+4.2% |
| Participant deferral / active EE | $1,250 | $2,695-53.6% | $3,722-66.4% | $3,741-66.6% |
| Admin fee / account holder | $11,760 | $4,288+174.3% | $5,665+107.6% | $5,306+121.6% |