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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,547 | $108,897+7.9% | $100,378+17.1% | $145,877-19.4% |
| Participation rate | 42.9% | 83.0%-40.1pp | 81.5%-38.7pp | 80.3%-37.4pp |
| Annual return | 15.95% | 58.17%-42.2pp | 49.41%-33.5pp | 551.28%-535.3pp |
| Employer contribution / active EE | $2,230 | $4,420-49.6% | $3,942-43.4% | $4,663-52.2% |
| Participant deferral / active EE | $7,899 | $8,455-6.6% | $8,087-2.3% | $6,691+18.1% |
| Admin fee / account holder | $3,121 | $9,690-67.8% | $7,899-60.5% | $13,402-76.7% |