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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,278 | $57,976+17.8% | $63,005+8.4% | $62,293+9.6% |
| Participation rate | 75.6% | 75.9%-0.4pp | 74.8%+0.8pp | 69.5%+6.1pp |
| Annual return | 0.00% | 17.54%-17.5pp | 87.59%-87.6pp | 28.90%-28.9pp |
| Employer contribution / active EE | $2,980 | $2,415+23.4% | $2,760+8.0% | $2,042+45.9% |
| Participant deferral / active EE | $2,538 | $2,956-14.1% | $3,329-23.8% | $3,169-19.9% |
| Admin fee / account holder | $387 | $276+40.2% | $3,599-89.3% | $479-19.4% |